{"id":12862,"date":"2023-05-25T10:34:09","date_gmt":"2023-05-25T08:34:09","guid":{"rendered":"https:\/\/www.visamundi.fr\/?p=12862"},"modified":"2023-05-25T10:34:09","modified_gmt":"2023-05-25T08:34:09","slug":"what-travel-insurance-is-included-with-my-bank-card","status":"publish","type":"post","link":"https:\/\/www.visamundi.co\/en\/blog\/quelles-sont-les-assurances-voyage-comprises-avec-ma-carte-bancaire\/","title":{"rendered":"What travel insurance is included with my credit card?"},"content":{"rendered":"

A visa is not the only travel document required to visit certain countries around the world. The borders of some countries, for example, remain closed to travelers who fail to provide proof of travel insurance when applying for a visa, as in the case of theSaudi Arabia<\/a>. Fortunately, the vast majority of credit card contracts include travel insurance.<\/p>\n

What is the role of travel insurance? Does credit card travel insurance provide sufficient cover for worry-free travel abroad?<\/em><\/p>\n

What is travel insurance?<\/h2>\n

Let's start by briefly reviewing the function of travel insurance, whether or not it's included in your credit card contract. Travel insurance is a contract taken out with an independent insurer, a banking institution or a travel organization to enable you to benefit from compensation and\/or assistance in the event of mishaps encountered during your international travels.<\/p>\n

The extent of travel insurance cover depends on the contract, but it is possible to distinguish three basic types of cover, common to almost all travel insurance policies:<\/p>\n

    \n
  1. financial support for medical expenses<\/strong> and hospitalization<\/li>\n
  2. assistance and repatriation<\/strong> in the country of origin in the event of accident, illness or death abroad, or in the event of an exceptional and\/or major event occurring in the country of origin and requiring a rapid return home<\/li>\n
  3. the civil liability abroad<\/strong>which replaces traditional civil liability for international travel<\/li>\n<\/ol>\n

    In principle, travel insurance is not compulsory, whether you're traveling to a neighboring country or to the other side of the world. Countries such as Algeria, China, Cuba and Russia do, however, require certain visitors to have travel insurance.<\/span>to avoid having to cover their medical expenses in the event of accidents or health problems occurring on their territory. In addition, each country may require a certificate of travel insurance from the beneficiaries of the Work-Holiday Program<\/strong> (PVT) or teleworking visas<\/strong> on its soil.<\/p>\n

    What coverage is provided by credit card travel insurance?<\/h2>\n

    While travel insurance is optional for most trips abroad, it does give you peace of mind in the event of unforeseen circumstances, which is why credit card contracts and travel insurance are closely linked. Depending on your type of credit card and your bank, you should consider taking out additional travel insurance to ensure optimum coverage abroad.<\/p>\n

    BNP(c)<\/figcaption><\/figure>\n

    The more standard your credit card contract, the more basic your travel insurance coverage. Of course, credit card travel insurance is convenient, since all you need to do is carry your valid credit card and pay for your trip with it to be covered outside your home country. However, a travel insurance<\/a><\/strong> offers a low maximum amount of cover for medical expenses abroad, and no entitlement to compensation in the event of an accident.flight cancellation<\/strong> or of loss of luggage<\/strong>.<\/p>\n

    To take advantage of additional guarantees perfectly tailored to your needs, so it's almost essential to opt for travel insurance that complements your bank card.<\/span>. Please contact your bank advisor to find out about the insurance and assistance cover provided by your bank card contract: more flexible cancellation conditions, free medical teleconsultations from abroad, higher coverage limits, etc.<\/em>.<\/p>","protected":false},"excerpt":{"rendered":"

    A visa is not the only travel document required to visit certain countries around the world. The borders of certain countries, for example Saudi Arabia, remain closed to travelers who fail to provide proof of travel insurance when applying for a visa. Fortunately, the vast majority of credit card contracts ... Read the article<\/a><\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","footnotes":""},"categories":[34],"tags":[],"class_list":["post-12862","post","type-post","status-publish","format-standard","hentry","category-astuces"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.visamundi.co\/en\/wp-json\/wp\/v2\/posts\/12862","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.visamundi.co\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.visamundi.co\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.visamundi.co\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.visamundi.co\/en\/wp-json\/wp\/v2\/comments?post=12862"}],"version-history":[{"count":0,"href":"https:\/\/www.visamundi.co\/en\/wp-json\/wp\/v2\/posts\/12862\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.visamundi.co\/en\/wp-json\/wp\/v2\/media?parent=12862"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.visamundi.co\/en\/wp-json\/wp\/v2\/categories?post=12862"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.visamundi.co\/en\/wp-json\/wp\/v2\/tags?post=12862"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}